Unlike in the UK, Guernsey does not have the free National Health Service and the island has no reciprocal health agreement with the UK, so it is advised that prospective residents consider taking out health insurance.

But while all primary care is provided on a private basis, the Guernsey Social Security Department runs a specialist health insurance scheme which covers the cost of some secondary care and specialist services.

New residents become eligible to receive benefits under this scheme once they have been resident for 13 weeks.

Outside of this scheme, residents are responsible for meeting the cost of treatment for their GPs, chiropodist, physiotherapist, optician and dentist. No charges are made to patients for hospital accommodation, nursing services or drug prescription while in hospital, unless the patient chooses to be treated privately and undertakes to pay fees.

Got a question? We're here to help.

With over 50 years of experience, Swoffers are Guernsey’s largest and most established estate agent and your team of property professionals.

Mortgage Calculator


Document Duty
Monthly Repayments
(Additional Residence Duty* )
You also need to factor in legal fees, court, Greffe, registration and bond fees which are variable depending on the size, nature and complexity of the purchase. *Properties purchased that are not utilised as a primary residence will incur an additional 2% document duty.

To find out more about a Swoffers Mortgage,
please call us today on 01481 711766

{{prop_name}} has been added to your viewing list

0 properties saved - arrange viewing